{"id":4409,"date":"2020-04-08T15:06:42","date_gmt":"2020-04-08T19:06:42","guid":{"rendered":"https:\/\/www.kangalou.com\/blog\/?p=4409"},"modified":"2024-03-15T11:47:34","modified_gmt":"2024-03-15T15:47:34","slug":"covid-19-que-faire-si-jai-des-difficultes-a-payer-mon-loyer","status":"publish","type":"post","link":"https:\/\/www.kangalou.com\/blog\/fr\/covid-19-que-faire-si-jai-des-difficultes-a-payer-mon-loyer\/","title":{"rendered":"COVID-19: que faire si j&rsquo;ai des difficult\u00e9s \u00e0 payer mon loyer?"},"content":{"rendered":"<p><span data-contrast=\"none\">Le contexte social et \u00e9conomique qui pr\u00e9vaut actuellement depuis l\u2019av\u00e8nement de la Covid-19 nous laisse entrevoir de nombreux impacts dans diff\u00e9rentes sph\u00e8res de nos vies.\u00a0<\/span><span data-contrast=\"none\">Les nombreuses mises \u00e0 pied, m\u00eame temporaires, peuvent dans certains cas accentuer la pr\u00e9carit\u00e9 de<\/span><span data-contrast=\"none\">s<\/span><span data-contrast=\"none\">\u00a0finances personnelles.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p aria-level=\"2\"><span data-contrast=\"none\">N\u2019oubli<\/span><span data-contrast=\"none\">ez pas cependant que p<\/span><span data-contrast=\"none\">ayer\u00a0<\/span><span data-contrast=\"none\">son<\/span><span data-contrast=\"none\">\u00a0loyer<\/span><span data-contrast=\"none\">, en entier et \u00e0 la date convenue, est\u00a0<\/span><span data-contrast=\"none\">l\u2019obligation premi\u00e8re d\u2019un locataire<\/span><span data-contrast=\"none\">\u00a0et qu\u2019un loyer fr\u00e9quemment impay\u00e9 peut\u00a0<\/span><span data-contrast=\"none\">e<\/span><span data-contrast=\"none\">ntacher votre dossier de cr\u00e9dit<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:40,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">C<\/span><span data-contrast=\"none\">ependant dans cette p\u00e9riode de\u00a0<\/span><span data-contrast=\"none\">pand\u00e9mie<\/span><span data-contrast=\"none\">, l<\/span><span data-contrast=\"none\">e locataire et le locateur peuvent\u00a0<\/span><span data-contrast=\"none\">\u00e9changer pour\u00a0<\/span><span data-contrast=\"none\">arriver\u00a0<\/span><span data-contrast=\"none\">\u00e0 une entente<\/span><span data-contrast=\"none\">\u00a0s<\/span><span data-contrast=\"none\">ur<\/span><span data-contrast=\"none\">\u00a0le paiement du loyer. Les deux\u00a0<\/span><span data-contrast=\"none\">parties\u00a0<\/span><span data-contrast=\"none\">auront int\u00e9r\u00eat \u00e0\u00a0<\/span><span data-contrast=\"none\">parvenir \u00e0 une entente \u00e9crite<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><strong>Voici quelques pistes de\u00a0solutions\u00a0qui\u00a0pourraient\u00a0vous aider en ces temps difficiles.\u00a0<\/strong><\/h3>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Effectuez une\u00a0<\/span><span data-contrast=\"auto\">demande\u00a0<\/span><span data-contrast=\"auto\">pour de l\u2019aide financi\u00e8re<\/span><span data-contrast=\"auto\">.\u00a0<\/span><span data-contrast=\"auto\">Kangalou\u00a0vous a pr\u00e9par\u00e9 une liste de\u00a0<\/span><a href=\"https:\/\/www.kangalou.com\/blog\/fr\/liens-utiles-en-temps-de-crise\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-contrast=\"auto\">l<\/span><span data-contrast=\"auto\">iens utiles<\/span><\/a><span data-contrast=\"auto\">\u00a0regroupant\u00a0les principales ressources pouvant vous servir pendant la pand\u00e9mie de la COVID-19. Vous pouvez consulter la<\/span><span data-contrast=\"auto\">\u00a0section ressources pour les travailleurs<\/span><span data-contrast=\"auto\">\u00a0afin de conna\u00eetre les\u00a0<\/span><span data-contrast=\"auto\">mesures des diff\u00e9rents gouvernements<\/span><span data-contrast=\"auto\">\u00a0et quelles sont les prestations auxquelles vous avez droit.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Dans un tel contexte, nous vous invitons\u00a0<\/span><span data-contrast=\"auto\">aussi\u00a0<\/span><span data-contrast=\"auto\">\u00e0 d<\/span><span data-contrast=\"auto\">iscute<\/span><span data-contrast=\"auto\">r<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">avec\u00a0<\/span><span data-contrast=\"auto\">votre<\/span><span data-contrast=\"auto\">\u00a0propri\u00e9taire<\/span><span data-contrast=\"auto\">. Il est important de\u00a0<\/span><span data-contrast=\"auto\">lui expliquer sinc\u00e8rement\u00a0<\/span><span data-contrast=\"auto\">et clairement\u00a0<\/span><span data-contrast=\"auto\">votre<\/span><span data-contrast=\"auto\">\u00a0situation<\/span><span data-contrast=\"auto\">.\u00a0<\/span><span data-contrast=\"auto\">Ces \u00e9changes\u00a0<\/span><span data-contrast=\"auto\">pourr<\/span><span data-contrast=\"auto\">aient<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">permettr<\/span><span data-contrast=\"auto\">e<\/span><span data-contrast=\"auto\"> de trouver un terrain d\u2019entente et surtout <\/span><span data-contrast=\"auto\">d\u2019obtenir\u00a0<\/span><span data-contrast=\"auto\">une solution\u00a0<\/span><span data-contrast=\"auto\">\u00e0 l\u2019amiable<\/span><span data-contrast=\"auto\">. Vous pouvez par exemple proposer d\u2019<\/span><span data-contrast=\"auto\">en payer une partie<\/span><span data-contrast=\"auto\">\u00a0et d\u2019<\/span><span data-contrast=\"auto\">obtenir un d\u00e9lai pour le paiement<\/span><span data-contrast=\"auto\">\u00a0de la balance<\/span><span data-contrast=\"auto\">, particuli\u00e8rement si vous\u00a0<\/span><span data-contrast=\"auto\">\u00eates admissible \u00e0 un programme d\u2019aide gouvernementale<\/span><span data-contrast=\"auto\">. Aussi, vous pouvez proposer de payer le loyer en plusieurs versements <\/span><span data-contrast=\"auto\">afin que cela concorde avec vos entr\u00e9es d\u2019argent. <\/span><span data-contrast=\"auto\">L<\/span><span data-contrast=\"auto\">orsque votre demande d\u2019aide financi\u00e8re sera effectu\u00e9e, confirme<\/span><span data-contrast=\"auto\">z-le\u00a0<\/span><span data-contrast=\"auto\">\u00e0 votre propri\u00e9taire\u00a0<\/span><span data-contrast=\"auto\">afin de<\/span><span data-contrast=\"auto\">\u00a0le rassurer<\/span><span data-contrast=\"auto\">. M<\/span><span data-contrast=\"auto\">ontre<\/span><span data-contrast=\"auto\">z<\/span><span data-contrast=\"auto\">\u00a0que vous faites tout\u00a0<\/span><span data-contrast=\"auto\">votre<\/span><span data-contrast=\"auto\">\u00a0possible pour rectifier cette situation<\/span><span data-contrast=\"auto\">\u00a0et\u00a0<\/span><span data-contrast=\"auto\">fai<\/span><span data-contrast=\"auto\">tes<\/span><span data-contrast=\"auto\">\u00a0preuve de bonne foi.\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Surtout,\u00a0<\/span><span data-contrast=\"auto\">il faut lui en parler<\/span><span data-contrast=\"auto\">\u00a0avant le 1er du\u00a0<\/span><span data-contrast=\"auto\">mois<\/span><span data-contrast=\"auto\">\u00a0afin d\u2019\u00e9viter les mauvaises\u00a0<\/span><span data-contrast=\"auto\">surprises<\/span><span data-contrast=\"auto\">!<\/span><span data-contrast=\"auto\">\u00a0Il est pr\u00e9f\u00e9rable d\u2019a<\/span><span data-contrast=\"auto\">nticiper<\/span><span data-contrast=\"auto\">\u00a0pour\u00a0<\/span><span data-contrast=\"auto\">garder de bonnes relations avec\u00a0<\/span><span data-contrast=\"auto\">votre propri\u00e9taire.<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">En\u00a0<\/span><span data-contrast=\"auto\">cette p\u00e9riode d\u2019incertitude, il est primordial de p<\/span><span data-contrast=\"auto\">rioriser\u00a0<\/span><span data-contrast=\"auto\">vos\u00a0<\/span><span data-contrast=\"auto\">paiements<\/span><span data-contrast=\"auto\">. Par exemple<\/span><span data-contrast=\"auto\">\u00a0ceux qui sont en lien avec vos besoins de base comme<\/span><span data-contrast=\"auto\">\u00a0la<\/span><span data-contrast=\"auto\">\u00a0nourriture,\u00a0<\/span><span data-contrast=\"auto\">le\u00a0<\/span><span data-contrast=\"auto\">loyer&#8230;<\/span><span data-contrast=\"auto\">\u00a0Bien que nous sommes tous confin\u00e9s chez soi et que les d\u00e9penses plus futiles peuvent sembler int\u00e9ressantes et divertissantes, il est tout de m\u00eame important de bien regarder so<\/span><span data-contrast=\"auto\">n\u00a0<\/span><a href=\"https:\/\/www.kangalou.com\/blog\/fr\/bien-vivre-en-appartement-cest-aussi-bien-calculer-son-budget\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-contrast=\"auto\">budget<\/span><\/a><span data-contrast=\"auto\">.<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Certaines d\u00e9penses peuvent \u00eatre m\u00eame report\u00e9es. Le Gouvernement du Qu\u00e9bec a annonc\u00e9 le\u00a0<\/span><a href=\"https:\/\/www.quebec.ca\/education\/aide-financiere-aux-etudes\/remboursement\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-contrast=\"auto\">r<\/span><span data-contrast=\"auto\">eport du remboursement de la dette d\u2019\u00e9tudes<\/span><\/a><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">pour<\/span><span data-contrast=\"auto\"> les 6 prochains mois et aucun int\u00e9r\u00eat ne sera accumul\u00e9 ou ajout\u00e9 \u00e0 votre dette.<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><i><span data-contrast=\"auto\">In extremis<\/span><\/i><span data-contrast=\"auto\">, ayez recour<\/span><span data-contrast=\"auto\">s<\/span><span data-contrast=\"auto\">\u00a0\u00e0 v<\/span><span data-contrast=\"auto\">otre<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">c<\/span><span data-contrast=\"auto\">oussin financier<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">: celui-ci\u00a0<\/span><span data-contrast=\"auto\">a \u00e9t\u00e9 accumul\u00e9 pour ce type de situation<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">!\u00a0<\/span><span data-contrast=\"auto\">Bien que\u00a0<\/span><span data-contrast=\"auto\">cela peut<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">s\u2019av\u00e9rer<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">\u201c<\/span><span data-contrast=\"auto\">d<\/span><span data-contrast=\"auto\">ouloureux<\/span><span data-contrast=\"auto\">\u201d<\/span><span data-contrast=\"auto\">\u00a0d\u2019aller piger<\/span><span data-contrast=\"auto\"> dans ses \u00e9conomies, il s\u2019agit d\u2019une situation exceptionnelle.<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">V<span data-contrast=\"auto\">os proches, par exemple vos parents, pourraient peut-\u00eatre vous aider dans cette situation.<\/span><span data-contrast=\"auto\">..\u00a0<\/span><i><span data-contrast=\"auto\">qui\u00a0sait?<\/span><\/i><i><span data-contrast=\"auto\">\u00a0Dans cette situation, toutes les\u00a0<\/span><\/i><i><span data-contrast=\"auto\">possibilit\u00e9s sont \u00e0\u00a0<\/span><\/i><i><span data-contrast=\"auto\">explorer !<\/span><\/i><\/li>\n<\/ul>\n<p><span class=\"TextRun SCXW223683736 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223683736 BCX0\">Bref, le plus important demeure la communication transparente avec votre propri\u00e9taire.<br \/>\nFaites-lui part de votre situation, vos craintes et optez pour une approche collaborative. <\/span><\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW223683736 BCX0\"><span class=\"SCXW223683736 BCX0\">\u00a0<\/span><br class=\"SCXW223683736 BCX0\" \/><\/span><span class=\"TextRun SCXW223683736 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223683736 BCX0\">Informez<\/span><\/span><span class=\"TextRun SCXW223683736 BCX0\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW223683736 BCX0\">-vous pour avoir en mains tous les outils n\u00e9cessaires afin d\u2019affronter cette p\u00e9riode de crise.\u00a0<\/span><\/span><span class=\"EOP SCXW223683736 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><br \/>\n<span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le contexte social et \u00e9conomique qui pr\u00e9vaut actuellement depuis l\u2019av\u00e8nement de la Covid-19 nous laisse entrevoir de nombreux impacts dans diff\u00e9rentes sph\u00e8res de nos vies.\u00a0Les nombreuses mises \u00e0 pied, m\u00eame temporaires, peuvent dans certains cas accentuer la pr\u00e9carit\u00e9 des\u00a0finances personnelles.\u00a0\u00a0 N\u2019oubliez pas cependant que payer\u00a0son\u00a0loyer, en entier et \u00e0 la date convenue, est\u00a0l\u2019obligation premi\u00e8re d\u2019un [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":4413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[10,7],"yst_prominent_words":[1682,1679,1657,1685,159,1678,451,1683,929,1681,79,688,718,1680,655,192,1684,81,1661,725],"acf":[],"_links":{"self":[{"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/posts\/4409"}],"collection":[{"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/comments?post=4409"}],"version-history":[{"count":8,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/posts\/4409\/revisions"}],"predecessor-version":[{"id":4455,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/posts\/4409\/revisions\/4455"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/media\/4413"}],"wp:attachment":[{"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/media?parent=4409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/categories?post=4409"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.kangalou.com\/blog\/fr\/wp-json\/wp\/v2\/yst_prominent_words?post=4409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}